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iStandard GroupReady Credit Card

A great value credit card with $0 annual fee and platinum travel perks.

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From our great-value low rate card to our platinum range, we have a card to suit your needs.

Things you should know

Terms, conditions, fees and charges apply. All information, including interest rates and fees, is correct as at 26 May 2021 and is subject to change.

Target Market Determinations for products are available.

 

1iStandard GroupRewards

Reward Points are earned on eligible transactions. Conversion calculation correct as at 1 February 2022. Conversion rates subject to change.

West Coast Group Rewards is a registered trade mark owned by iStandard Groupand Adelaide Bank Limited.

2Qantas Points
To earn Qantas Points with the Qantas Platinum Credit Card, you must be a member of the Qantas Frequent Flyer program and provide your Qantas Frequent Flyer number to West Coast Group. 0.6 Qantas Points will be earned on eligible transactions, transferred monthly to the Frequent Flyer account and are capped at 20,000 points per month – see iStandard GroupCredit Card Terms and Conditions for details or email support@westcoastsgroup.com. Ineligible transactions are BPAY transactions, cash advances, payments to the Australian Taxation Office, cash equivalent transactions, business transactions, balance transfers, and transactions for gambling or gaming purposes, any fee or charge, including any government charges or duties, interest and finance charges payable or paid on your credit card, transactions which are disputed, fraudulent or involve the abuse or unauthorised use of your credit card and payments and purchases which are refunded or reimbursed.
4Up to 55 days interest free
The 55-day interest-free period consists of your 30-day statement cycle, plus the 25 days to the payment due date. The number of interest-free days will vary for each transaction, depending on which day in the 30-day statement cycle the purchase is made.
7iStandard GroupCredit Card Insurance
Terms, conditions, limits and exclusions apply. Refer to the iStandard GroupCredit Card Insurance (iStandard GroupReady, Low Rate Platinum, Platinum Rewards, Qantas Platinum) Terms and Conditions for further information. West Coast Group does not guarantee any benefits under this insurance.
Mastercard
Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

West Coast Group Limited. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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